U.S. Department of Housing and Urban Development (HUD)

The U.S. Department of Housing and Urban Development (HUD) is responsible for national housing policies, community development, and ensuring access to affordable housing. It provides financial assistance, enforces fair housing laws, and supports urban revitalization efforts.

HUD Agencies and Their Functions

Affordable Housing and Rental Assistance

• Office of Public and Indian Housing (PIH) – Oversees public housing programs and rental assistance for low-income families.
• Housing Choice Voucher Program (Section 8) – Provides rental assistance to eligible low-income individuals and families.

Homeownership and Mortgage Assistance

• Federal Housing Administration (FHA) – Insures mortgages to make homeownership more accessible.
• Office of Housing – Supports homeownership programs, housing counseling, and mortgage lending regulations.

Community Development and Revitalization

• Community Development Block Grant (CDBG) Program – Provides funding to states and cities for community development and infrastructure projects.
• Office of Community Planning and Development (CPD) – Supports programs that assist homeless individuals and promote affordable housing.

Fair Housing and Equal Opportunity

• Office of Fair Housing and Equal Opportunity (FHEO) – Enforces federal laws prohibiting housing discrimination.

Homelessness Prevention and Supportive Housing

• Continuum of Care (CoC) Program – Funds programs that help homeless individuals transition to stable housing.

Policy, Research, and Innovation

• Office of Policy Development and Research (PD&R) – Conducts research on housing market trends and policy effectiveness.

The Department of Housing and Urban Development plays a vital role in ensuring safe, fair, and affordable housing for all Americans, while supporting community development and reducing homelessness.